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Terms & Disclaimers

Effective Date: July 13, 2026

These plain-language terms explain what DavidFL.com can help organize, where other licensed professionals need to weigh in, and how to reach David with questions.

1. General Website Information

Website content is provided for general informational and organizational purposes. Property, association, market, financing, insurance, tax, and other transaction details can change or differ by property. Important information should be confirmed through the records and qualified professionals relevant to the specific transaction.

2. No Legal, Tax, Financial, or Other Professional Advice

The information and automated or AI-assisted tools on this website are for informational and organizational purposes only. Nothing on this site constitutes legal, tax, financial, lending, engineering, insurance, appraisal, or investment advice. Contract, association, structural, financing, insurance, valuation, and other professional questions should be reviewed by the appropriate qualified professional.

3. No Property Valuation Guarantee

Any property value discussion initiated through this website is preliminary only. The website does not provide appraisals or guaranteed property valuations. A meaningful value discussion requires review of comparable sales, property condition, location, market activity, and timing by a licensed real estate professional.

4. Automated and AI-Assisted Organization

Contact-form and structured-intake submissions may be organized into internal summaries, classifications, scores, flags, and suggested follow-up actions. When OpenAI is configured, submitted information may be sent to OpenAI to assist with the internal summary. When it is not configured, the application uses deterministic templates.

These outputs are organizational tools. They do not replace my personal review or the advice of the appropriate legal, financial, lending, engineering, insurance, appraisal, or other qualified professionals.

5. Fair Housing

David Lopez is committed to upholding fair housing laws. This website does not steer users toward or away from neighborhoods based on race, color, religion, sex, disability, familial status, national origin, or any other protected characteristic.

6. Real Estate License

David Lopez is a Florida real estate agent with US Realty Hub, LLC dba Realty Hub. Florida real estate license #3237171. Business address: 1260 NE 24th St, Wilton Manors, FL 33305.

7. No Guarantee of Results

This website is designed to facilitate real estate consultations and intake. Use of the website does not guarantee any specific outcome in a real estate transaction.

8. Contact

For questions about these terms, contact David at david@davidfl.com.

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